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The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Check printing
(fee depends on style of check ordered)

Certified checks

     $0.00 to $500.00
$5.00
     $500.01 and above
$2.00
Cashier’s checks
     $0.00 to $1,000.00
$5.00
     $1,000.01 and above
$2.00
Debit card replacement
$5.00
Traveler’s checks
$1.00 per $100.00
Money orders
$1.00
An interest-bearing account is dormant if for three years you have made no deposits or withdrawals to the account and you have had no communication with us about your account(s). A non-interest- bearing account is dormant if for one year you have made no deposits or withdrawals to the account and you have had no communication with us about your account(s).
Dormant account fee
$3.00
This fee is charged each month.If your account has a balance of $5.00 or less and there has been no activity for six months, we will impose a service charge equal to the remaining balance in the account.
Garnishments
$25.00
Levies
$25.00
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.
Overdrafts – each overdraft paid
$20.00
Nonsufficient funds (NSF) – each
$20.00
Nonsufficient funds (NSF) – check
$20.00
Nonsufficient funds (NSF) – ACH (preauthorized withdrawal)
$20.00
Return item fee
$5.00 each
Account balancing assistance
$15.00 per statement
Stop payments – each
$20.00
Stop payments – checks
$20.00
Stop payments – ACH payments
$20.00
Photocopies (checks from film)
$1.00 per side
Activity printout (text only since last statement)
$1.00
Reprint of monthly statement (including images)
$5.00
Imaged items reprint (per side)
$1.00

Wire transfers (collected funds only)

 
     Outgoing (customer)
$20.00
     Outgoing/incoming (noncustomer)
$40.00

International wire transfers (collected funds only)

 
     Outgoing (customer)
$65.00
     Outgoing/incoming (noncustomer)
$85.00
We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.
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First National Bank

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